We are a dedicated team of experienced finance professionals with over two decades of expertise across business development, credit management, and privacy solutions.
Together, we’ve built a close-knit team that combines deep industry knowledge with a commitment to innovative, secure financial practices.
Our extensive background allows us to offer insights and solutions that prioritize client privacy and empower financial growth in a rapidly changing marketplace.
We are structured as a Private Member Association (PMA) organized under a 508(c)(1)(a). As a PMA our members are located all over the world.
Without the need to maintain physical office spaces, significant costs such as rent, utilities, and office maintenance are eliminated. These savings are passed directly on to members in the form of lower service prices and fees.
Our members frequently seek assistance with a range of issues, including business support, personal credit repair, and safeguarding their privacy to protect against identity theft.
These concerns become even more pressing in scenarios where individuals need to distance themselves from a disgruntled partner who may have had access to their personal information.
In such cases, we provide tailored solutions that not only address their immediate needs but also empower them to regain control over their financial identities and secure their personal data.
Our approach ensures that each member receives the support and resources necessary to navigate these challenging situations effectively.
We’ve witnessed countless family members, friends, and business partners facing financial challenges, and seeing their struggles firsthand motivated us to take action.
Over time, we grew determined to make a difference, refusing to stand by as those we care about faced financial hardships without support.
Once we uncovered the fundamental right to privacy and the legal protections supporting it (mobile users, scroll down after clicking the link to read the full law), we realized how simple accounting practices could empower us to control our personal information—no longer needing to share our most sensitive details with strangers.
This discovery inspired us to establish LNCF, a platform built on the principle of safeguarding privacy and empowering individuals to manage their financial information securely and independently.
LNCF was established to help anyone living & working within US Inc. or the united states of America reclaim a high level of privacy from national and international for-profit corporations. This mission is especially critical given the ongoing data breaches that have dominated the news.
It’s disappointing to realize that genuine financial knowledge and strategic insight are often excluded from public education, leaving most people reliant on an outdated system that ultimately serves the interests of big banks and powerful stakeholders.
This gap in education perpetuates dependence, limiting individuals’ ability to build financial independence and navigate modern economic realities effectively.
We encourage you to share with us the best way to help you for your unique situation.
Everyone is going through something and most often times even some people whom we may call friends or family are just to busy to help, or are simply not in the position financially or via skilled niche trade-craft to be able to actually do anything to help us in a sensitive life transition.
In the end as we all inevitably learn, only we can take responsibility for our own path forward with the best data we have gathered at the time.
That’s where LNCF comes in.
We help you transition into sharing a new digital representation with the world as to protect the most sensitive and personal details you have with any entity, that by default, (unfortunately) can not be trusted.
Identity theft is an absolutely horrible thing to experience, especially if you are on a fixed income and can not take the financial hit from bad actors runamuk in “the system”.
This is why we invest in skip-tracing and double verification for every number we issue. Ninety-five percent of companies in this space are primarily focused on profit, often neglecting essential member protections.
This can lead to financial data reporting issues, where a number may be linked to another Credit Privacy Number (CPN) holder or Social Security Number (SSN) holder—whether living or deceased—as an enumerated credit partner.
By responsibly managing your new financial file, you establish a solid foundation that can withstand almost any challenge. This new approach empowers you to build financial resilience and stability, creating a platform for sustainable growth and long-term security.
Your Social Security Number (SSN) profile is already widely disseminated across numerous national databases and has likely been compromised by various foreign breach collectors.
It’s time to reclaim your privacy!
Contact us today to explore your options. We believe in providing support without pressure; our goal is to ensure that you make informed decisions that truly benefit you.
We are committed to helping you navigate the complexities of managing your new file data confidently and securely.
Be sure to check out or FAQs page for some new file operating procedures as well as references to the 1974 Privacy Act Law (inkHERE).
WHAT WE DO Our services’ scope is broadened to provide personalized finance managerial services, including financial planning and new consumer credit files with current methods and strategies.
Whether you are a business entity, an individual, a funding program, or a non-profit organization, a team of award-winning credit consultants at Legal New Credit File will welcome you.
We recognize the complexity and responsibilities are a subset of financial success.
Our team is dedicated to giving tailored solutions to our customers.
Let us take care of your complex financial considerations.
We believe in becoming associates of our members from financial assessment to expense management, CPN files, CPN tradelines credit repair or business counseling to strategic decision-making.
Our dedicated consultants understand the business world’s dynamics and create solutions for catering to people and businesses’ changing needs.
We also help our clients in their short-term to long-term financial planning and critical assessment of financial matrices dimension-ed for improved decision-making.
LEGAL NEW CREDIT FILE’S PERSONALIZED CREDIT MANAGEMENT SERVICES
Our Personalized Credit Management Services have combined unbiased advice tailored to customer’s needs, improved credit results, assistance in wealth transfer to next-generation, and wealth protection.
Depending on the client’s requirement, we take charge of financial affairs and provide managerial services to coordinate clients’ financial matters with finance professionals.
At Legal New Credit File, we take pride in serving our clients by addressing their tailored needs.
Our customer relationship pyramid is built on the strong foundations of establishing trust, mutual respect, and a lasting relationship.
We love to advocate for our clients in their financial matters as their partners, advisors, and friends.
Our CPN files offer you the freedom of a new credit report. We provide you a unique CPN number that gives you the new credit profile to start over.
Business tradelines, CPN tradelines, and financial services are legal and tailored to every customer’s needs.
HOW DOES LEGAL NEW CREDIT FILE DIFFER FROM THEIR COMPETITION
LNCF’s core competency is solid financial management backed with strong teamwork.
Furthermore, we believe it’s essential to ensure that investments in services are safeguarded (like, not getting ripped off!), allowing clients to fully realize the intended benefits without the risk of loss or compromise. Protecting these investments helps ensure that the original purpose is achieved, delivering true value and fulfillment.
Our teamwork for personalized solutions to clients makes us unique from our competitors.
Unlike other organizations, people at Legal New Credit File focus on providing high-quality solutions to every customer.
No matter, if you are looking for CPN numbers, CPN tradelines, business build-ots, credit repair or tradelines, we offer the best solutions.
Our team efforts enable us to stand out compared to other organizations where every consultant’s personal development is his supreme priority instead of organizational development.
Our clients receive one comprehensive solution instead of receiving a combination of hit and trial methods.
Our advisory team members ensure the quality of advice and service level by acting on the client’s behalf.
Our team of professionals in accounting, banking, insurance, and legal matters provides managerial services to clients in time-taking tasks of credit affairs.
We believe in going a step ahead to facilitate our clients. Therefore, if a client wants a credit consultation in a specific niche, we recommend a pre-screened professional.
Our personalized solutions for all customers also give us a competitive edge over our competitors.
At Legal New Credit File, the workflow starts with an in-depth analysis coping with all aspects of the client’s credit, and the consequences of every decision are considered.
A detailed discussion with the client is conducted and followed by developing a mutually agreed personalized credit building strategy.
All dimensions of strategy are analyzed based on the client’s financial situation. Our vetted professionals and research teams are always busy devising new credit management strategies to maximize our client’s success.
We believe that we don’t succeed until you do; therefore, our dedicated team is continuously improving the strategies to ensure financial efficiency in credit and funding standpoints.
FIVE REASONS TO CHOOSE LEGAL NEW CREDIT FILE
→ We are a fee-based Private Memebr Association PMA 508(c)1a.
We act in only one interest-that is the Member’s interest. Unlike other programs, our services are compensated by the Member’s fee only, or just simply take your money without service.
Whereas other CPN programs have potentially many conflicts of interest as they charge commissions.
→ Our advisory team members have been recognized and featured by National Publications.
→ Our core value of customers’ interest compels our consultants to work in the client’s best interest. Furthermore, unlike other firms and consultants, we at Legal New Credit File have opted to work under law/lawful standards.
→ Our contemporary, creative, and tailored credit planning, credit repair, CPN numbers, and financial solutions have enabled us to come a long way on the journey of many years.
→ Our differentiating value is the client’s success; therefore, we accommodate all clients to provide a comprehensive solution at the lowest possible cost tailored to customers’ needs and budgets.
LEGAL NEW CREDIT FILE’S EXISTENCE THEORY
At Legal New Credit File, customers’ privacy is the top priority.
Our policies strictly abide by keeping our client’s confidential information private.
We take pride in the opportunity to work with our valued customers to assist them in their financial and credit needs.
Pride always comes with responsibility.
Therefore, we also owe the responsibility of keeping our client’s information confidential.
Our commitment to privacy is supported by industry-leading encryption, authentication, and network integrity solutions to fulfill our obligation with diligence.
These are fool-proof and regularly maintained and upgraded to keep our claim that customers’ success is our success.
Social Security Number Disclosure & Usage Section 7 of the Privacy Act (found at 5 U.S.C. § 552a note, Disclosure of Social Security Number) provides that:
“It shall be unlawful for any Federal, State, or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his social security account number.” Sec. 7(a)(1). Ref: [https://www.justice.gov/archives/opcl/social-security-number-usage]
if a financial or institution denies your application for an account based on the misconception that providing an SSN is a legal requirement, they may be attempting to coerce you into offering information that the law does not actually require.
Who’s Bound by the Law Many laws restrict or require something of citizens, but the overwhelming majority of laws and regulations are written for the various government agencies. Citizens never need permission from the law to do a thing. Government agencies, however, must have explicit permission for each action they undertake. A state or federal agency cannot do anything that is not explicitly authorized by law; to do so is illegal. A government agency violates the law when it does something that the people have not given it permission to do. In America, people have rights; the government has permission.
With increasing demands being placed on individuals to furnish a Social Security Number in circumstances where its use is not required by federal law or regulation, Congress passed the Privacy Act of 1974 (Pub. Law 93-579, 88 Stat. 1896; as amended). Section 7 of Pub. Law 93-579 provides:
The relevance of this Act is simply that it highlights the importance of privacy interests associated with Social Security information. Cf. *Wolman v. United States*, 501 F. Supp. 310 (D.C.D.C. 1980), remanded 675 F.2d 1341 (D.C. Cir. 1982), vacated on other grounds, 542 F. Supp. 84 (D.C.D.C. 1982) (Section 7 of the Privacy Act was intended, the District Court found, to block indiscriminate governmental use of Social Security information as the “universal identifier.”) See *United States v. Two Hundred Thousand Dollars in U.S. Currency*, 590 F. Supp. 866 (S.D. Fla. 1984).
The Privacy Act makes it unlawful for any person to require an individual to disclose or furnish a Social Security Number for any purpose unless the disclosure or furnishing of the number is specifically required under federal law.
There are only four instances where a social security number may be demanded: 1. For tax matters (make sure to get non-interest bearing checking account) 2. To receive public assistance 3. To obtain and use a driver’s license 4. To register a motor vehicle
ENCRYPTED SUPPORT LPLEGAL NOTICE:
This program is not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. This program is not a method to avoid paying your existing or future debts. If you created the debt, you are responsible to repay that debt. However, we will not support, facilitate, nor condone any fraudulent activity. The information here is for informational purposes only and for you to use at your own risk. We are not lawyers or any legal services.
ENCRYPTED SUPPORT LP has posted this message in plain sight on the front page of our webpage, so consumers can be aware “CPN’s” are defined as any 9-digit number which can be used for credit; such as a SSN, ITIN, TIN, or EIN, and it is very clear the largest warehouser of converted 9 digit government issued numbers; such as, ITIN, TIN, SSN, and EIN ARE IN FACT FOUND THROUGHOUT THE BANKING WORLD AND WITHIN THE BANKS DATABASE and ATTACHED TO CREDIT AND LOAN FOLDER LEGALLY ORIGINATED BY THESE SAME BANKS.
IT IS OUR STATEMENT THAT Legal New Credit File IS NOT ENGAGING IN ANY PROHIBITED BUSINESS ACTIVITIES SUCH AS: A. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers’ credit records, credit histories, or credit ratings, including but not limited to the use of Employer Identification Numbers (“EINs”), Taxpayer Identification Numbers (“TINs”), or alternative Social Security Numbers in lieu of the consumers’ own Social Security Numbers; B. Representing that the building of a new credit record by applying for credit using an EIN, a TIN, or an alternate social security number instead of a consumer’s own social security number is legal; C. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers’ credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and D. Misrepresenting any fact material to a consumer’s decision to purchase our products or services. E. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers’ credit records, credit histories, or credit ratings, including but not limited to the use of Dun & Bradstreet Numbers (“DBNs”), Employer Identification Numbers (“EINs”), Taxpayer Identification Numbers (“TINs”), or alternative Social Security Numbers in lieu of the consumers’ own Social Security Numbers; F. Representing that the building of a new credit record by applying for credit using a DBN, EIN, a TIN, or an alternate Social Security Number instead of a consumer’s own Social Security Number is legal; G. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers’ credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and H. Misrepresenting any fact material to a consumer’s decision to purchase our products or services.
With backgrounds in corporate law, civil rights, and criminal defense, they offer comprehensive legal services that cater to everyday people. Their mission is to provide legal clarity about consumer privacy while upholding the values of integrity, transparency, and client-focused service.
Since its inception, LNCF has made significant strides in the legal community, earning trust for their innovative approach to complex contract challenges in the privacy space.
The team’s collaborative spirit is the cornerstone of their success, allowing them to leverage their individual strengths in a unified strategy. Whether navigating high-stakes client transitions or offering in-depth consulting services, they remain committed to making a positive impact in the lives of their clients and the broader American community.
Our members frequently seek assistance with a range of issues, including business support, personal credit repair, and safeguarding their privacy to protect against identity theft.
That’s where LNCF comes in.
COMPETITION
Our team of professionals in accounting, banking, insurance, and legal matters provides managerial services to clients in time-taking tasks of credit affairs.
→ We are a fee-based Private Memebr Association PMA 
