BASIC
Full Payment
$297
No FICO Score
🔑 Features: Legal New FICO© Credit File within 24 Hours | Reports to Credit Bureaus when YOU POST the Primary Tradeline/s | Go to our Primary Tradelines Page
🛠️ Live Phone Support 7 Days a Week
📚 UPDATED: CPN Best Practices Guide
📆 Credit File History: 0 Years
💡 Starting CPN Tradeline Types: Primaries, Rental Tradelines, Add your own AU's (check our current AU's list - "CPN Packages" sub-menu)
✅ 100+ Verified Public Records Submissions with Excel Spreadsheet With Accounts Access
💳 Primary Tradelines: You apply for Primary Tradelines. We give you the Primary Tradeline list. You need at least (2) Primaries to post on your file.
🔑 Features: New File Within 24 Hours / If for Apartment you would need to pay 1st months, last months Rent & Security Deposit / Get our Standard Package to save not paying security deposit and maybe no 1st months rent
🔑 Purpose: Rent House or Apartment / Will have to pay total upfront for move in since no score / When your Primary Trades post score, then decent move-in rates
🏦 Optional: Register your CPN Number with the IRS
RENTALS
Half Down: $348 to Start
$697
✨ 670+ FICO Score
🔑 Low Limit Credit Cards / Rent Apartment or House with only 1st Months Rent and Low or No Security Deposit / Legal New FICO© Credit File Within 24 Hours
🛠️ Live Phone Support 7 Days a Week
📚 UPDATED: CPN Best Practices Guide
📆 Credit File History: 6 months - 2 Years
💳 Authorized User Accounts (1) / Tradelines: 1
💡 Primary Tradelines: You apply for Primary Tradelines. We give you the Primary Tradeline list. You need at least (2) Primaries to post on your file (Easy approvals).
✅ 100+ Verified Public Records Submissions with Excel Spreadsheet With Accounts Access
🔑 Features: Low Limit Credit Cards / Rent Apartment or House with only 1st Months Rent and Low or No Security Deposit when Credit Score Posts
🔑 Purpose: Rent House or Apartment in 48 hours / When AU & Primary Trades post Credit Score then GOOD Move-in Rates
🏦 Optional: Register your CPN Number with the IRS
PROFESSIONAL
Half Down: $798 to Start
$1,597
✨ 740+ FICO Score
🔑 Funding / Start Business / High Limit Credit Cards / Best Move-in Deals and Rates / Legal New FICO© Credit File Within 24 Hours
🛠️ Live Phone Support 7 Days a Week
📚 UPDATED: CPN Best Practices Guide
📆 Credit File History: 8+ Years✨
✅ 100+ Verified Public Records Submissions with Excel Spreadsheet With Accounts Access
💳 Authorized User Accounts (2) x AU's from $50,000-$75,000 in Open Credit Reporting
💡 Primary Tradelines: You apply for Primary Tradelines. We give you the Primary Tradeline list. You need at least (2) Primaries to post on your file (Easy approvals).
🔑 Features: Funding / Starting Business / High Limit Credit Cards BEST Move-in Deals and Rates (Check Out Our "Business Credit" Page)
🔑 Purpose: High Limit Credit Cards / Auto Loans / Funding / Bank Accounts / Debit Cards / Business Credit PG
🏦 Optional: Register your CPN Number with the IRS
PREMIUM PRO
Half Down: $1,248 to Start
$2,497
✨760+ FICO Score
🔑 Funding / Start Business / High Limit Credit Cards / Best Move-in Deals and Rates / Legal New FICO© Credit File Within 24 Hours
🚀 Everything in Pro Plus:
📆 Credit File History: 15-30 Years✨
💳 Authorized User Accounts (4) x AU's from $100,000-$150,000 in Open Credit Reporting
✅ 150+ Verified Public Records Submissions with Excel Spreadsheet With Accounts Access
🔑 Purpose: High Limit Credit Cards / Auto Loans / Funding / Bank Accounts / Debit Cards / Business Credit PG+ (Check Out Our "Business Package" Page)
💡 Primary Tradelines: You apply for Primary Tradelines. We give you the Primary Tradeline list. You need at least (2) Primaries to post on your file.
🏦 Optional: Register your CPN Number with the IRS
📚 THE SECRET TO WEALTH Volume #1 Establish Your Business Advanced Methods (68 pages) The Credit, Banking, & Asset Secrets of the Elite
📚 THE SECRET TO WEALTH Volume #2 Advanced Business Credit Step-By-Step (92 pages) How to Build $50K in Business Credit
🚀 Bonus Guide: “9 Steps to Getting up to 100K in Funding in 90 Days”
📝 1000 LENDERS LIST + Gov Grants List
"THANKFUL! After my Divorce my credit took a beating. Even with me doing all I knew to do I just couldn't get it where I knew it should be. I contacted legalnewcreditfile.com and they were so kind, respectful, knowledgeable, and helpful. Within a month things started moving forward and upward! Thank you so much legalnewcreditfile.com"

ABOUT OUR CPN PACKAGES

Our CPN Package numbers ( “Credit Privacy Numbers” ) are 100% guaranteed, scanned and cleared from being any other entities.

An Attorney-In-Fact verifies all Credit Privacy Numbers issued.

THE ADMINISTRATION OF YOUR CPN PACKAGE WILL BE COMPLETED WITHIN 24 HOURS (Except Sundays)!

This includes:

  • 1. Verification of your data with you over the Phone/Email/SMS
  • 2. Adding a clean skip-traced 9-digit number to your CPN Package
  • 3. Complete CPN Package build-out
  • 4. Over 100+ Public Records Submissions

*Address we recommend

  • (Best option) using a family or friends home address that you’ve never used for mail before. This way you don’t have to verify a mail forward from the post office.
  • Also you can get a new PO box to collect correspondence for your new file. If you get a new PO box then we can provide you the home address and you can do a mail forward from your new files home address to your PO box or anywhere you would like to collect the mail that you have not collected mail at before.
  • To learn more about managing addresses and new file management check our FAQs

**Balance Payment When the balance of your file is paid off we will then add the Authorized User tradelines related to the package you purchased.

***Authorized users More than likely if you’re package only has one authorized user tradeline account you will not see credit scores on all three credit bureaus. Depending on the card issuer will determine how many credit bureaus each trade line posts to which credit bureaus. More than likely you will see at least two credit scores post with one AU CPN tradeline.

****Primary Tradelines We have over 23 Primary Tradeline accounts you can take advantage of that we recommend. You must get approved for 1-2 Primary accounts to have a good mix of credit for maximum approval values. Number 12 on our CPN Primary Tradelines List reports to all three credit bureaus and they don’t do a credit check. If you’re a client of ours you get the email with all of our primary trade lines recommendations.

10 days after your Public Records Submissions are completed ask us for the Primary Tradelines list. Primary Tradelines require a $0-$25 a month fee which you would self manage to increase or post your score in addition to the Authorized User trade/s we will be adding to your new credit file that come with the package you purchase.

Typically, only 1-3 months of the Primary Account service needs to be paid for the Primary Tradeline to stay on your credit profile forever (If it’s one of the primary trade line paid accounts, some are free). Most primary trade lines report to all three credit bureaus.

*****Open Credit When we mention “Open Credit” in the CPN packages above, we’re referring to the open credit that the account holder has in relation to the authorized user accounts that are being added on to your new profile.

When any authorized user accounts are added to anyone’s credit profile they will show on the credit bureaus and in your credit monitoring accounts the total amount of open credit in relation to the originating account holders credit line value associated with your new authorized user account Authorized User account/s.

typically refers to a financial arrangement where a creditor grants a borrower a predetermined credit limit. The borrower can use this credit as needed, up to the limit, without having to reapply for a new loan each time.

It’s commonly used in credit cards, lines of credit, and other revolving credit accounts. The borrower is expected to make regular payments on the outstanding balance and can continue to use the credit as long as they stay within the approved limit.

So to be clear we are not saying you automatically have (for example with the Standard Package above) $15,000 – $30,000 in credit out of the gate, we are simply stating the Open Credit that will show on your credit monitoring profile associated with the AU’s that come with your package.

Even though you get approved for some very nice starting amounts payment performance begets higher credit line increases when you ask for them every 2-3 months with good file management.

We reserve the right to adjust the number of Authorized Users (AUs) applied to your file on a case-by-case basis. For example, if we have indicated a specific ‘Open Credit’ amount, it may be achievable with 1 AU instead of 2, depending on the available AUs at the time your file is processed. The key metric is the ‘Open Credit’ amount rather than the number of AUs. Additionally, the age of the accounts is a crucial factor.

******Registering your CPN file with the IRS  https://legalnewcreditfile.com/how-to-register-cpn-with-irs/ ) Registering your CPN file with the IRS is an optional service that you don’t necessarily need to take part of. If you read the service description page it will describe why you may or may not want to register your CPN with the IRS.

******** There are only four instances where a social security number may be demanded:
1. For tax matters (make sure to get non-interest bearing checking account)
2. To receive public assistance
3. To obtain and use a driver’s license
4. To register a motor vehicle

*********3/12/2024 We added a 25% discount (Pro CPN Package) and 35% discount (Premium Pro CPN package) on (1) additional CPN package purchase that can be applied if a client wants to purchase a package for their family, friend or loved one. These additional CPN Package features do not apply to any CPN Package purchases prior to march 12th 2024. Discounts ended 3-27-24. Thank you for considering LNCF to service your CPN package.

"I have to be honest to say that my overall experience has been great except I needed to understand the address situation better. I did speak to Chad and have to say, he was so calm and understanding and (over) assisted me every step of the way. Out of all of my experiences with services, LNCF was very professional and would recommend this services. 10/10."

JUST A FEW ADVANTAGES OF OUR CPN PACKAGES:

We have many people wanting a CPN Package to get into an apartment, rent a house or buy an automobile.

With our Basic CPN Package or above they enjoy only paying 1st months rent and a low or no security deposit.

Why is this?

When you have a credit score above 690 typically and you have a good background with no evictions you get the best move-in deals.

Another reason people enjoy getting CPN Packages from us is when applying for an automobile and getting low interest rates on loans.

The money you pay for a CPN Package becomes minuscule compared to all the interest, fees and down-payments people have to pay with bad credit to get into an apartment or auto.

Please keep in mind anyone including us that sell “same day cpn packages” may be able to get you the new CPN Package file HOWEVER, your public records will not be indexed immediately. It usually takes 10 days for all the Public Records Submissions to populate into the national databases.

That is why we recommend at a minimum our Basic CPN Package above. Not only do you get a great credit score and file you can build on with confidence, but 7 day support as well.

Our CPN Package credit privacy file numbers are generated from our CPN Software algorithm that has been validated by a team of attorneys to assure compliance.

We DO NOT sell CPN Packages with Credit Privacy Numbers that come from dead people, children or any living entity period.

We make sure our clients are educated and confident in using their new credit file CPN Package for many years to come.

If you have any questions at all about our or anyone’s CPN Packages please give us a call.

WE LOVE WHAT WE DO AND YOU WILL TOO! 

(800) 597-2560

Check out The 1974 Privacy Act Law.

OUR CPN PACKAGES ARE ABOVE

ALL PACKAGES Come with FREE Guide to get your new file up to & over 800!

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cpn public records 5
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GUIDE PROVIDED WHEN YOUR FIRST SCORES POST FROM PKG AU'S

ABOUT OUR CPN PACKAGES

"It feels weird living in this house we got into.
I have felt so bad about myself for so long because of my credit and like magic its all gone.
Will take some time to get use to. Thank you LNCF!"
average credit scores america - CPN File - Credit repair - CPN Number

Situations to Use a CPN Number and the Benefits of CPN Packages

Protecting Your Privacy: Using a CPN (Credit Privacy Number) can help safeguard your personal Social Security Number (SSN) from being shared with every Tom, Dick & Harry. When applying for non-governmental services, such as utilities or memberships, providing a CPN Number instead of your SSN helps keep your sensitive information more private. Our CPN packages include detailed instructions on how to use your CPN effectively in most all situations to ensure maximum privacy.

Protection from Database Breaches: In the event of a data breach at a company where you’ve used your CPN, your SSN remains secure. This can minimize the risk of identity theft since your actual SSN is not exposed to hackers or unauthorized individuals. By choosing our CPN packages, you can rest assured that your data is protected and that you have the necessary standing to safeguard your identity.

Engaging with Companies That Do Not Legally Require an SSN: Some companies do not legally require your SSN to provide services (ask for our SSN Disclosure Kit). In these cases, using a CPN can be a legal alternative, ensuring you receive the service without exposing your SSN unnecessarily. Examples include utility providers, cell phone companies, or most all third party for profit service providers. Our CPN packages come with a comprehensive list of such companies and guidelines on how to use your CPN with them.

Online Transactions and E-commerce: When making purchases online or signing up for e-commerce accounts, using a CPN can add an extra layer of security. This helps keep your SSN safe from potential online fraud and cyber-attacks associated with e-commerce platforms. The CPN packages we offer include FREE best practices guides for using your CPN in online transactions, ensuring that your personal information remains secure.

Employment Background Checks: In situations where employers conduct background checks that do not legally require an SSN, a CPN can be used instead. This can help prevent the unnecessary sharing of your SSN and reduce the risk of identity theft from employer databases. Our CPN packages provide detailed information on how to present your CPN to potential employers and navigate background checks smoothly especially for apartments.

Renting Property: When applying to rent property, landlords often require a credit check. Using a CPN can protect your SSN from being shared with multiple landlords. CPN packages include guidelines on how to use your CPN in rental applications, helping you secure housing without compromising your personal information (REF Here: https://legalnewcreditfile.com/cpn-apartment-rental/ ).

Securing Credit Cards: For those looking to apply for credit cards without exposing their SSN, a CPN can be a useful tool. Our CPN packages offer advice on which credit card companies accept CPNs and how to apply for credit cards using your CPN, allowing you to build credit safely and securely.

Travel and Leisure Services: Many travel and leisure services, such as hotel bookings and car rentals, do not require an SSN. By using a CPN, you can enjoy these services while keeping your SSN private. Our CPN packages provide tips on utilizing your CPN in the travel and leisure industry, ensuring a hassle-free experience.

By using a CPN Profile in these situations and utilizing our comprehensive CPN packages, individuals can enhance their privacy and security while still complying with legal requirements for identification and credit-related transactions. Our CPN packages are designed to provide you with all the necessary information and support to make the most of your CPN file, protecting your identity and ensuring your peace of mind.

CPN PACKAGES LEGAL NOTICE

LEGAL NOTICE:
This program is not intended to be used as a method of defrauding banks, creditors, or any other organization that requires your social security number as identification. This program is not a method to avoid paying your existing or future debts.
 
If you created the debt, you are responsible to repay that debt. However, we will not support, facilitate, nor condone any fraudulent activity. The information here is informational purposes only and for you to use at your own risk. We are not lawyers or any legal services. We have a non refund policy because of the work needed to give you the info.  

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Credit repair services, Tradelines, CPN and credit boost, Business credit assistance, SBA grants and loans, Hard inquiry removal, Charge-off and collections removal, ID verification services, Student loan relief, Rent relief programs, Care Credit application, Boost credit score, Credit sweeps for collections, Apartment and car approval, Financial and credit support