If you need to rent an apartment or home but have:
this is the program you want!
learning exactly what you need to do in order to rent an apartment using a CPN number here.
This is used by tens of thousands of people in the US.
First you will need to understand a few things
associated with the rental of an apartment using your new CPN number.
A CPN number is designed exclusively for credit reporting purposes.
Check out our facts page HERE
If you have been evicted before then that eviction will not show with a CPN number.
Companies only look through public records if you have bad credit or history of late payments on your credit report.
Since your CPN number will be clean you get in.
You can apply as normal using the instructions below.
First you want to find a house or apartment complex that has vacancies.
If there are no vacancies don’t bother applying for waiting lists.
Your CPN number or trade-lines may change over time.
When they pull a new report prior to your move in it may not be the same since you will most likely be applying for other things using your new CPN number.
So make sure you check your credit score with creditchecktotal.com or the a similar site prior to having a complex run your credit.
Find a rental you can afford!
As with everything else you purchase with a CPN number you want to be sure your actual funds can cover your intentions.
Gather the following documents before you go to the rental office.
Alternate ID: Such as US Passport, Passport card (they do not show an address) or State ID see our “How to” HERE .
Pay stubs. Go to our facts page HERE
The application fee
When you arrive at the complex talk to whoever you talked to on the phone from your new profiles phone.
READ: “Apartment Complex Sit Down” Q & A on our Facts page HERE
Fill out your paperwork and be patient for your move in date, it’s straight forward.
If you want to get a luxury rental or a lower deposit amount we suggest you use a rental trade-line from us HERE which will drastically increase your scores and drop your entry fees.
If you use the CPN Apartment Rental Package alone WITHOUT a tradeline expect to pay:
1st months rent
last months rent
If you have a FICO credit score posted on your CPN file because you bought a tradeline for your CPN Apartment Rental file expect to pay:
security deposit (maybe)
1st months rent
Saving up-to 3k by not having to pay the extra fees and additional months rent can make or break your CPN Apartment Rental move in deal.
- Very Important: Never allow anyone to run your old address or any information other than the information you provided them with. It is illegal for someone to use information you did not provide them with for a credit check.
- Do not attempt to refinance anything that was purchased under your SSN with the CPN profile number no matter how great the rates look, because this will also merge your credit profiles together and will be denied credit.
- When applying for credit ALWAYS use your new address associated with the CPN, if your license or ID still contains the old address make sure the creditors do not run it with your CPN because this will merge your old credit profile with the new one. Just tell the creditors that you did not update your address on your ID and or you have been a victim of fraud under that old address (many people have been and not know it).
The "Apartment Complex Sit-down"
“I gave the apartment office manager a copy of my driver’s license. Is that OK?“
If you don’t employ one of our alternate identity providing choices listed on our facts page and your going to use your Identification that is attached to your bad credit then:
No one legally can control the direction of YOUR data & information but you.
Yes you can show the complex manager your id for in-person identity verification but not to be used to run the address that appears on your D.L. or Identification Card.
If you tell them that you have been a victim of identity theft and that the address on the ID is not where you live anymore then they have to only run the address you gave them on your application.
Say, “”PLEASE don’t run the address on the ID, I haven’t updated my address yet and I am a victim of identity theft. Please just use my moms/my new address I put on the application to run my credit please. Thank you”!
It is illegal for someone to run info you tell them specifically not to.
If they choose to run the address on your anyway, during the sit down or after you leave, they may assume you don’t know its a violation of your rights to do so.
Its better to ask us about how to move forward in a future situation than just before your right in the middle of the situation so you can be prepared.
Know that you KNOW what to do even when you feel underconfident. Just communicate with comfortable confidence and easy going direction with how you tell them how to handle YOUR information.
It you need a refresh on your legal position contact us.
Bottom line: you just want to take authority of what the business manager is doing with YOUR information at the time.
Why you need a legal new credit file...
⚬ Less safe
⚬ Poor schools
⚬ Far commute
⚬ Disruptive neighbors
⚬ Compromised conditions of the home
⚬ Substandard landlords
A CPN will substantially expand a persons ability to make solid decisions about where they wish to live offering a sense of security that might otherwise be neglected with “2nd chance” apartments and homes.
A CPN gives a consumer the ability to exercise options over a variety of locations, floorplans, and more.
We work for you 7 days a week to make sure you are prepared and ready for your new CPN Apartment Rental location.
Call us today to stay safe and legal!