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When it comes to the Disclosing Social Security Numbers:
“(a)(1) It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his social security account number.“
From page 11 in our FREE Guide you can download from our website "Know rights or no rights".
We are a Private Member Association (PMA) organized under a 508(c)(1)(a).
Our members often seek privacy and protection from identity theft, particularly in situations where they are attempting to distance themselves from a disgruntled partner who may have access to their personal information.
This includes sensitive details such as phone numbers, addresses, and Social Security numbers, all of which can facilitate unwanted tracking with the easy access to tracking technologically today.
As privacy becomes increasingly compromised, individuals find their safety and autonomy at risk.
Given these circumstances, it’s understandable that our clients tend to avoid publicizing their use of our services on search engines or review platforms, as discretion is a fundamental aspect of what we offer.
Integrity:
We hold ourselves to a standard of integrity, which is why we *refuse* to pay for fake reviews from overseas or engage in tactics that compromise real trust. Seeing others do it only devalues their brand and erodes customer confidence.
As you know, consumer protections are strong today, and we take that responsibility seriously. That's why we confidently offer a full refund if an authorized user account doesn’t post as promised. We don't have issues with AU postings, so we’re able to guarantee results without hesitation—because we consistently follow through for our clients.
If someone asks you for an ID, utility bill, and weeks to post a tradeline, they may be setting up to misuse your information. Unlike those who dodge responsibilities by constantly switching processors, creating new websites, and masking their actions, we’re committed to transparency and delivering on our promises.
As Don Miguel Ruiz puts it in *The Four Agreements*: 'Always do your best.' Our goal is to provide the best service to our clients, brokers, affiliates, and business partners—without shortcuts or deception."
Yes, more than likely they’re purchasing CPN packages from companies that are selling profiles containing people’s actual Social Security numbers, which is fraud.
It’s imperative that any number is skip traced against any financial activity so you know whether it’s a CPN profile or an SSN profile that comes up clear.
Ninety-five percent of other services that sell these types of packages don’t pay for the expense of skip tracing the number.
Hello Everyone, Chad here,
I wanted to take a moment to share a few details about our service as well as the videos and reviews below.
Please know, we’re fully aware of the countless scammers out there exploiting people. It’s heartbreaking that we hear about it nearly every day from those seeking our services after being taken advantage of. Just recently, on 11-4-2024, a single mother called us with four children, living in a motel, lost $3,000 to these unscrupulous individuals. While I’ll spare you a page of expletives on how we feel about the situation, let’s just say—wow. Sometimes, human behavior can be truly disappointing.
While anyone can make claims online, our dedication to your success is genuine. The depth of our website reflects our years of experience and commitment. Over the years, we’ve worked tirelessly to dispel the misconceptions surrounding this industry. Through proper legal education and a focus on positive outcomes, we help people secure apartments, open bank accounts, and get into new vehicles every day.
About the reviews:
We’ve been quite busy lately, and sometimes it’s hard to keep up with posting all the wonderful reviews and updates we receive. Each moment we spend organizing those reviews, getting formal permissions to post them 📞, and sharing them, is time we could be dedicating to helping our clients reach their goals.
With rising inflation, increasing credit challenges, and the surge in database breaches exposing sensitive information like SSNs to the dark web, it’s becoming harder to keep up with posting new reviews regularly as we service an ever increasing member base.
However:
Every day, we are still blessed to receive an outpouring of screenshots, heartfelt thank-yous, and joyful videos from folks sharing their success stories—whether it’s finding a new home 🏡 or driving off in a new set of wheels 🚗. These moments warm our hearts and remind us that we’re fulfilling our promises to each of you.
Thank you, from the bottom of our hearts, for all your kind words and for sharing your successes with us.
We remain fully committed to our mission, always striving to provide the best support possible.
❤️ With warm regards, Chad & the LNCF Team
$600,000 IN DEBT REMOVED! WATCH THIS VIDEO!
Screenshot Below Captured on 9-5-2024
A few screenshots from some recent clients
VIDEO Below Captured on 8-19-2024
VIDEO Below Captured on 8-12-2024
✨CASE STUDY VIDEO: From living in a small expensive hotel with kids to a nice place with space. 🏡Another Success Story from LNCF.
Video Below Recorded on 7-1-2024
Video Below Recorded on 6-28-2024
Video Below Recorded on 6-24-2024
CPN File Reviews - CPN Packages Results - Below
“I really appreciate what you guys have done for me.
I have tried a number of credit repair bussinesses ,
but none worked and I’m very happy that I run into
LNCF. Thank You for everything
Thank You“
LNCF Response:
We are very happy you are pleased with our service Tom!
Tom has enjoyed our Credit Repair Service HERE
Tom W.
March 4th 2024
SMS March 17th 2024
CPN File Reviews
Our team here at Legal New Credit File are honored by a lot of great people that were in some tough spots financially, and they chose to put there trust in us.
We take everyone’s situation with a sense of urgency & from a very earnest professional perspective, as if we are going through the same circumstances our clients are.
We communicate with you until you KNOW that the way forward that’s discussed together WILL work for your desired outcome.
Thank you very much to our great clients!
Below are just a few our CPN File Reviews over our many years in business
Please keep in mind:
Credit Privacy Service Reviews are real, names are made up by the original author to protect their identity. Images are a mix of fair public use & client submitted.
When we support each other everyone wins!
“Hi There!
The tradelines were posted about a week ago, and a score showed up on my CreditKarma account as well (thank you so much!). Also, I moved into my new place using my new file number. Thank you so much, again.” (client shared the screenshots below)
Date of experience: 10-23-2023 From Client Message
Saturday, October 15, 2022
“I love this place and I’m grateful for you and your company. I signed the lease yesterday. And still do not need to make any payments until the 1st. That’s very unusual but they like me.” Posted with permission from a text message
CPN File Reviews
Date of experience: August 02, 2023
" I desperately needed help in getting a new credit score to be able to obtain a new place to live and pay off medical bills that was killing me. Very low income. I got in touch with them with so much positives in my heart and just as I hoped, they got the job done within 3 weeks... I'm excited about this because the problems I had due to my original low credit score has been a burden on me all this while especially me being a father of two girls. We thank you!"
CPN File Reviews
Date of experience: January 14, 2022
"They are helping, and are very helpful in getting you set up on a plan you can afford. Very informational on all the options available. Understanding to all my needs."
CPN File Reviews
Date of experience: May 09, 2021
"LNCF took action immediately. I was explained everything till the smallest detail. They made me feel comfortable an secure with my new information."
CPN File Reviews
Date of experience: 08/17/2023
“By the time I ended up calling LNCF I was Really upset about being scammed by two other companies. Unfortunately because of my situation I didn’t really have a choice and I needed to find a privacy solution that worked since I have a crazy ex, I’m not going to go into it, we will just leave it at that. Anyway, I know I must have probably come off as a jerk & really put them through the ringer with the questions but the agent was very helpful and assured me that they had been in business for a long time and enjoyed seeing the clients reactions when they saw their credit scores post and realize that they actually had a legal new credit file that would work in commerce. It was refreshing to not hear any excuses from a company in this market and actually see results. To top it off I even registered my CPN with the IRS just as a backup in case I wanted to build on the new file for the long run. In the end I just have to deal with the truth, and that is, there are 760+ credit scores with my name on it. Thanks LNCF!!! Actually feeling safe and not under threat is literally a lifesaver to me and my child. The cost of the file pales in comparison. <3 <3 <3”
Client name withheld for privacy
CPN File Reviews Continued ...
CPN File Reviews
I have felt so bad about myself for so long because of my credit and like magic its all gone.
Will take some time to get use to. Thank you LNCF!"
CPN File Reviews
The Legal Right to Privacy
The Basic Law:
- the right of a person to be free from unwarranted publicity,
- the unwarranted appropriation or exploitation of one’s personality,
- the publicizing of one’s private affairs with which the public has no legitimate concern, or
- the wrongful intrusion into one’s private activities in such manner as to outrage or cause mental suffering, shame or humiliation to a person of ordinary sensibilities.
See Hogin v. Cottingham, 533 So. 2d 525 (Ala. 1988).
The right of privacy has two main aspects:
- the general law of privacy, which affords a tort action for damages resulting from an unlawful invasion of privacy; and
- the constitutional right of privacy which protects personal privacy against unlawful governmental invasion.
Invasion of privacy is a tort based in common law allowing an aggrieved party to bring a lawsuit against an individual who unlawfully intrudes into his/her private affairs, discloses his/her private information, publicizes him/her in a false light, or appropriates his/her name for personal gain.
Please know we respect your right to privacy and will not be invasive with our questions about your personal situation on the phone.
We will query only in regards to how our LP Privacy Services can enhance your ability to live a more peaceful and enriched life relieved from the ties that have bonded you.
Talk to one of our specialists today to find a creative way to leverage a small investment into a multigenerational Legacy Trust that pays dividends to all heirs that your enlightened seeds sow.
Start resolving your financial matters – Contact US Today!
LNCF
CPN File Reviews
Legal New Credit File
The legal team at TMMinistry of Civil Affairs© PMA A/K/A LNCF Stands as a beacon of hope for the traditional consumer. Comprising a dynamic association of members who operate as Attorneys-in-Fact for our PMA registered members, each brings a unique blend of expertise, passion, and dedication to the table.
With backgrounds in corporate law, civil rights, and criminal defense, they offer comprehensive legal services that cater to everyday people. Their mission is to provide legal clarity about consumer privacy while upholding the values of integrity, transparency, and client-focused service.
Since its inception, LNCF has made significant strides in the legal community, earning trust for their innovative approach to complex contract challenges in the privacy space.
The team’s collaborative spirit is the cornerstone of their success, allowing them to leverage their individual strengths in a unified strategy. Whether navigating high-stakes client transitions or offering in-depth consulting services, they remain committed to making a positive impact in the lives of their clients and the broader American community.
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