Social Security Number Disclosure & Usage
Section 7 of the Privacy Act (found at 5 U.S.C. § 552a note, Disclosure of Social Security Number) provides that:

“It shall be unlawful for any Federal, State, or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his social security account number.” Sec. 7(a)(1). Ref: [https://www.justice.gov/archives/opcl/social-security-number-usage]

if a financial or other institution denies your application for an account based on the misconception that providing an SSN is a legal requirement, they may be attempting to coerce you into offering information that the law does not actually require.

Who’s Bound by the Law 
Many laws restrict or require something of citizens, but the overwhelming majority of laws and regulations are written for the various government agencies. Citizens never need permission from the law to do a thing. Government agencies, however, must have explicit permission for each action they undertake. A state or federal agency cannot do anything that is not explicitly authorized by law; to do so is illegal. A government agency violates the law when it does something that the people have not given it permission to do. In America, people have rights; the government has permission.

With increasing demands being placed on individuals to furnish a Social Security Number in circumstances where its use is not required by federal law or regulation, Congress passed the Privacy Act of 1974 (Pub. Law 93-579, 88 Stat. 1896; as amended). Section 7 of Pub. Law 93-579 provides:

The relevance of this Act is simply that it highlights the importance of privacy interests associated with Social Security information. Cf. *Wolman v. United States*, 501 F. Supp. 310 (D.C.D.C. 1980), remanded 675 F.2d 1341 (D.C. Cir. 1982), vacated on other grounds, 542 F. Supp. 84 (D.C.D.C. 1982) (Section 7 of the Privacy Act was intended, the District Court found, to block indiscriminate governmental use of Social Security information as the “universal identifier.”) See *United States v. Two Hundred Thousand Dollars in U.S. Currency*, 590 F. Supp. 866 (S.D. Fla. 1984).

The Privacy Act makes it unlawful for any person to require an individual to disclose or furnish a Social Security Number for any purpose unless the disclosure or furnishing of the number is specifically required under federal law.

• There are only four instances where a social security number may be demanded:
  1. For tax matters (make sure to get non-interest bearing checking account)
  2. To receive public assistance
  3. To obtain and use a driver's license
  4. To register a motor vehicle

From page 11 in our FREE Guide you can download from our website "Know rights or no rights".

We are a Private Member Association (PMA) organized under a 508(c)(1)(a).

Our members often seek privacy and protection from identity theft, particularly in situations where they are attempting to distance themselves from a disgruntled partner who may have access to their personal information.

This includes sensitive details such as phone numbers, addresses, and Social Security numbers, all of which can facilitate unwanted tracking with the easy access to tracking technologically today.

As privacy becomes increasingly compromised, individuals find their safety and autonomy at risk.

Given these circumstances, it’s understandable that our clients tend to avoid publicizing their use of our services on search engines or review platforms, as discretion is a fundamental aspect of what we offer.

Integrity:

We hold ourselves to a standard of integrity, which is why we *refuse* to pay for fake reviews from overseas or engage in tactics that compromise real trust. Seeing others do it only devalues their brand and erodes customer confidence.

As you know, consumer protections are strong today, and we take that responsibility seriously. That's why we confidently offer a full refund if an authorized user account doesn’t post as promised. We don't have issues with AU postings, so we’re able to guarantee results without hesitation—because we consistently follow through for our clients.

If someone asks you for an ID, utility bill, and weeks to post a tradeline, they may be setting up to misuse your information. Unlike those who dodge responsibilities by constantly switching processors, creating new websites, and masking their actions, we’re committed to transparency and delivering on our promises.

As Don Miguel Ruiz puts it in *The Four Agreements*: 'Always do your best.' Our goal is to provide the best service to our clients, brokers, affiliates, and business partners—without shortcuts or deception."

Yes, more than likely they’re purchasing CPN packages from companies that are selling profiles containing people’s actual Social Security numbers, which is fraud.

It’s imperative that any number is skip traced against any financial activity so you know whether it’s a CPN profile or an SSN profile that comes up clear.

Ninety-five percent of other services that sell these types of packages don’t pay for the expense of skip tracing the number.